Lease Offerings

Tailored leasing structures of extraordinary flexibility

NEC Financial Services Lease Offerings

An Alternative Approach

Whether in an industry that demands frequent equipment updates, looking to increase potential tax reductions or simply wanting to reduce your monthly expenses, leasing is a great option when seeking to acquire new technology.

Not only does leasing eliminate the need to make a large upfront cash payment but it delivers the equipment required with affordable small monthly payments.

Solutions That Deliver

Whether looking to expand or replace your voice, security, computer, server, software or data solutions,
we are here to work with you to deliver the products and services designed to enhance your business performance.

Our goal is to be your strategic business partner.


Explore Our Lease Application Process

Our Leasing Portfolio


Master Lease
To offer complete flexibility in lending, NEC Financial Services can provide a Master Lease Program into which multiple schedules can be incorporated for each category or unit of equipment. The Master Lease structure enables our team to offer central or multiple location billing, multiple lease terms and purchase options which can be customized for various groups of equipment.


Step Lease
Some equipment requires time to realize its value. A step lease allows lower monthly payments for an initial period then "step-up" to the normal payment for the remainder of the lease term. This type of lease is ideal for equipment that has a longer training period or might generate a higher level of revenue at a later date.�It is also beneficial for customers who expect their revenues to grow over the term of the lease. They make lower payments in the beginning and higher payments as their business grows.


Deferred Payment Lease
This lease has no payments for a specific period of time. For example, the lease may have no payments for the first 60 or 90 days.


Balloon Lease
A balloon lease allows for a commitment to a guaranteed purchase price. This is beneficial where the value of the equipment is strong and the lessee wants to leverage that value in order to have a lower monthly payment.


Seasonal Lease
This type of lease has no payments or reduced payments for a specific period of time each year. The lease is structured to benefit those customers that have a seasonal business.


Fair Market Value Lease
Get the lowest possible lease payment with an end of lease purchase option not to exceed the fair market value of the equipment. This type of lease may have significant tax advantages.


Flex 10 Purchase Option Lease
At the end of the lease, the option to purchase is fixed at 10% of the original cost allowing for lower monthly lease payments and a predictable cost of purchase at the end of the initial lease term.


$1 Purchase Option Lease
This lease type entitles the customer the benefits of ownership, such as interest and depreciation deductions. After all the lease payments are made, the customer can purchase the equipment for $1.00.


Municipal Leases

Who is eligible for a municipal lease?
Generally any government organization (city, county, state, special district or authority) including certain schools, universities, hospitals, fire districts, water districts and housing authorities.

These entities are usually tax exempt.
Municipal leases have special clauses which allow for cancellation of the lease if they do not receive their funding.
Municipal leases have a $1.00 purchase option.

Explore Further


Customized Leasing

Equipment leasing is flexible!
You can rely on our experienced financing representatives to create a lease to meet your needs.

Resources

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